What does it mean to be pre-qualified for your home mortgage?Getting pre-qualified by a financial institution means that this institution has looked at your income, financial background, credit history, and debt servicing ratio, based on this they can determine your purchasing power. By being pre-qualified you are better able to target your house hunting within the price level you have been...
What is Financial Health? Financial health is the state of your current money situation (finances) whether it involves your savings, debts, investments, etc. •Are you Financially Healthy?Note that whatever your current position, it can always increase in health. Let’s have a financial health talk. Feel free to message us and let’s chat!We’d love to help you with “Building Your...
How can your home, work for you? Tapping into your home equity is one of the major benefits of home ownership. You might be asking what is home equity. Simply put your home's equity is the difference between how much your home is worth at the current market value and how much you owe on your mortgage. Home equity is increased over the years by proper upkeep of your home through repairs, and...
What is an investment property? Investment properties are real estate purchased with the intention of a return on investment through the rental of the property be it residential or commercial, vacation rental, or just appreciation. They can be purchased by a single investor or a group of investors. Three (3) signs that you are ready for investment property are you are financially stable, the return...
Then let me help you be prepared as I share with you the documents landlords require for renting their properties. These documents are: 1. Two forms of ID2. Proof of address eg. a utility bill or bank statement within 3 months3. Job letter and/or pay slip If self-employed, 1 and 2 above and at least 3 months' bank statement showing evidence of income and your certificate of registration for your...
Here are some reasons why you should get your property listed. 1. Many buyers are in the market for a home.2. Persons are influenced by emotions; their leases may be up for renewal or they are looking to relocate.3. Some people must purchase before the end of the year to meet their goals for the year. So why wait? Get your property listed today! As your property consultant, we can get your...
Are you on a quest to find your dream home and need to take a mortgage? Did you know that mortgage qualification is essentially based on your ability to repay and your age? Your ability to repay also refers to your debt-to-service ratio. This ratio is deduced from your income verse your current debts. Here are five mortgage tips to get you started.1. Get pre-qualified from a financial...
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